Claim Overview
Roofing Insurance Estimate Analysis Report
Generated on October 15, 2024 at 2:45 PM
Claim Summary
This analysis reviews the insurance estimate for a residential roofing claim. The property sustained hail and wind damage requiring full roof replacement. Our assessment identified several missing items and discrepancies between the original estimate and actual scope requirements based on current building codes and standard practices.
Executive Summary
| Metric | Amount |
|---|---|
| Original Estimate | $27,500 |
| Recommended Adjustment | $31,825 |
| Net Change | +$4,325 |
| Percentage Change | +15.7% |
Missing Items Analysis
The following items were identified as missing from the original estimate:
| Item | Qty | Unit | Est. Price | Status | Justification |
|---|---|---|---|---|---|
| Roofing Felt | 28.54 | SQ | $1,528 | Missing | Code requires 15 lb felt underlayment for this roofing system, not included in original estimate. |
| Drip Edge - Aluminum | 305.79 | LF | $1,351 | Missing | Building code requires drip edge on all eave and rake edges. |
| Ice & Water Shield | 6 | SQ | $684 | Missing | Required in valleys and around penetrations per local code. |
Changed Line Items Analysis
The following line items were modified or require adjustment:
| Description | Change Type | Orig Qty | Orig Price | New Qty | New Price | Reason |
|---|---|---|---|---|---|---|
| Shingle - 3-tab (mid-grade) | Upgrade | 28 | $8,500 | 31.67 | $11,728 | Measurement verification showed additional area; upgraded to laminated shingles per homeowner preference. |
| Roof Vent - Turtle Type | Quantity | 4 | $360 | 7 | $685 | Additional vents needed for proper attic ventilation per code. |
Recommendations
Scope Optimization
Review and confirm all measurements with field inspection. Include all code-required items in the revised estimate.
Cost Accuracy
Update pricing to reflect current material costs. Consider regional labor rate adjustments.
Code Compliance
Ensure all items meet local building codes. Include permits and inspection fees in the final estimate.